Dr. Anjaly H is a dedicated academician and researcher with a PhD from the University of Kerala. Her doctoral research focused on the socio-economic impact of MUDRA loans on micro-enterprises in Kerala, reflecting her strong interest in MSME development and financial inclusion. She also holds an MCom and has qualified for UGC JRF and NET in Commerce and Management, showcasing her academic excellence and expertise.With over ten years of academic experience Dr. Anjaly has guided and mentored numerous students in management discipline. She has presented research at national and international conferences, contributing to knowledge in areas such as digital marketing, micro-financing, and entrepreneurial development. Her publications in UGC-CARE listed journals underline her commitment to impactful research.Dr. Anjaly is proficient in analysis tools like SPSS and is skilled in leveraging technology for academic and professional growth. Her dedication to teaching, research, and community engagement makes her an asset to the academic community.